![]() APR: None, since this is a charge card.Rewards: Earn an unlimited 2% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel back on car rentals and hotels booked through Capital One travel.Welcome bonus: Earn a $1,200 cash bonus after spending $30,000 on purchases in the first three months of account opening.However, if your business spends more than $150,000 on the card every year, the $150 annual fee can be refunded. To recoup the cost of the $150 annual fee through cash back earned, you’d have to spend at least $7,500 per year. The card offers a $1,200 cash bonus after spending $30,000 on purchases in the first three months of account opening. Any unpaid balance will be subject to a 2.99% late fee. However, because this is a charge card, your entire balance is due at the end of each billing cycle. ![]() Rather, what you can spend on this business card adapts based on factors including your spending behavior, payment history and credit profile. Just note, this charge card has a $150 annual fee.Īs a charge card, the Spark Cash Plus has no preset spending limit. Small business owners with a strong cash flow who are looking for the ability to earn an unlimited 2% cash back on all purchases, with the flexibility to spend big when needed, could benefit from Capital One Spark Cash Plus. offers an unlimited 2% cash back on all purchases and 5% cash back on travel booked through Capital One Travel, but since it’s a charge card, the balance has to be paid in full every billing period. The card details on this page have not been reviewed or provided by the card issuer. The Capital One Spark Cash Plus * The information for the Capital One Spark Cash Plus has been collected independently by Blueprint.
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